For additional information, this link will take you to a video series on Debt Collection Defense located on the website of the National Association of Consumer Advocates. When vierwing the videos, remember that
1) in S.C. there is no wage garnishment for consumer debt and
2) there must be a separate court proceeding after a judgment before any of your property can be taken to pay the judgment.
https://www.consumeradvocates.org/for-consumers/debt-collection