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Did Someone Steal Your Identity?

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Home » CTLawHelp Classrooms » Did Someone Steal Your Identity? » Step 5: Dispute credit or debit card charges that aren’t yours

Steps you'll need to take

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Welcome
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How to protect yourself from identity theft
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Step 1: Report all lost or stolen cards or checks
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Step 2: Place a fraud alert on your credit reports
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Step 3: Get help from the Federal Trade Commission
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Step 4: Make a police report
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Step 5: Dispute credit or debit card charges that aren’t yours
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Step 6: Close any accounts that were opened in your name
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Step 6: Repair your credit and stop debt collectors
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More information

Step 5: Dispute credit or debit card charges that aren’t yours

If the bank or credit card company wouldn’t reverse the charges when you reported your card lost or stolen, you can use the sample letters below to dispute the charges:

Dispute letter for credit card charges: https://www.identitytheft.gov/Sample-Letters/dispute-credit-card-charges

Dispute letter for ATM or debit card transactions: https://www.identitytheft.gov/Sample-Letters/dispute-debit-card-transactions

Dispute letter for if someone misused one of your existing accounts: https://www.identitytheft.gov/Sample-Letters/identity-theft-dispute-charges-existing-account

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