Debt Collection

Rule 56 of the S.C. Rules of Civil Procedure allows a party to request the Court to grant judgment without a trial. It is requested by filing a Motion for Summary Judgment. The Court may grant summary judgement if there is "no genuine issue of material fact" for a judge or jury to decide on. This is determined based on the evidence presented to the presiding Judge when the motion comes up on the motion docket.

What evidence does the judge consider?

1. Answers to discovery requests

2. Documents that are authenticated or verified by a witness

In S.C. you answer a lawsuit by admitting or denying what the complaint says. That means you should address each paragraph separately.  Rule 8(b) of the S.C, Rules of Civil Procedure require the following:

Every allegation must be specifically admitted or denied.

Failure to deny constitutes admission.

This Classroom will teach you about the options you can take when you are defending yourself in a debt collection case in South Carolina.

Watch this short introduciton video that overviews the important points you should follow during such a case.