If the Creditor Files a Motion for Summary Judgment
A Motion for Summary Judgment asks the court to decide the case without a trial because you don't dispute any of the facts.
The creditor needs to show that there is no genuine issue of material fact, and the undisputed facts support the judge giving it a judgment without having a full trial. The court clerk will schedule a hearing for the motion and the creditor's attorney must notify you of the date, time and place of the hearing. You can also check the court records yourself.
You can dispute the fact that you owe any money to this particular creditor or you can admit that you owe it something, but still dispute the amount claimed.
When responding to a motion for summary judgment, you must provide an affidavit. This shows the judge that there is a genuine dispute as to some or all of the facts. You cannot simply rely on the Answer you filed for this.
You may also write a response explaining your legal arguments for why the court should deny the motion. This is called Opposition to the Motion for Summary Judgment. See the sample attached in this section.
File your affidavit at the clerk of court office and send a copy to the creditor's attorney by certified mail. Include the Opposition to the Motion if you write one. The attorney must receive it at least 48 hours before the day of the hearing. You can also fax or email these to the creditor's attorney if you don't have enough time.
If the judge grants this motion it will end your case without a trial, so try to get assistance from a licensed attorney.