To ask for a waiver, fill out and file Form SSA-632-BK with Social Security. Use this form if you want to ask Social Security to
not collect (or waive) the money,
make you pay back only some of the money (called a compromise), or
set up a payment plan that you can afford.
To be granted a waiver, Social Security must decide that you are without fault in causing the overpayment and that
collecting it would defeat the purpose of the SSDI program, or
be unfair (against equity and good conscience).
You have a right to a personal conference with Social Security before it makes a decision about your waiver request. You have the right to look at your file with a Social Security worker who can answer your questions. You can look at your file up to five days before the conference. You also have the right
to bring someone with you to the conference,
to ask questions, and
to show proof about the things you say.
To support your waiver request, you must show you did your best (given your medical and any language or understanding problems) to
give Social Security all the information it needed on time,
tell Social Security the truth, and
give back any payments that you should have known were wrong.
Let Social Security know if you made decisions that you might not have made otherwise based on what Social Security told you. You will be asked about your household budget.
Social Security will use the information you give them to decide if you can pay back the overpayment. If they decide that you must pay it back, they will tell you how much they will take from your check each month.