Step 6: Close any accounts that were opened in your name
Look at your credit report
When you place a fraud alert with a credit reporting agency, you are entitled to a free credit report from that agency because you placed the alert. They should send you a letter that confirms your fraud alert and tells you how to get a free credit report.
You are also entitled to one free annual credit report per year from each of the three credit reporting agencies. This free report is different from the free credit report you were entitled to when you placed the fraud alert. You can get your free annual credit report by visiting www.annualcreditreport.com.
Once you have a copy of your credit report, look at it carefully. If you see any unfamiliar charges or accounts, contact the creditor and explain that you’ve been the victim of identity theft. Ask them to
close the account that was opened in your name, and
send you a letter that confirms that the account is closed and that you aren’t responsible for it.